Mortgage Brokers in Abbotsford

  In 2026, buying a home in British Columbia or Alberta continues to be one of the biggest financial challenges Canadians face. Rising housing costs and tighter mortgage rules have pushed prospective buyers to explore alternative financing strategies. One of the fastest-growing options? Shared-equity mortgages — a flexible, collaborative way to get into a home sooner while managing financial risk. Here’s how shared equity is shaping homeownership in 2026 — and why more buyers are considering it as a practical pathway to owning a home in cities like Surrey, Abbotsford, Calgary, and Edmonton . What Is a Shared-Equity Mortgage? A shared-equity mortgage involves partnering with another party — such as the government, a private firm, or family members — to finance a portion of your home purchase. Instead of repaying a traditional loan on that portion, the partner shares in the future value of the home. In simple terms: You get help with your down payment or purchase price. T...